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Bill > AB1


CA AB1

Residential property insurance: wildfire risk.


summary

Introduced
12/02/2024
In Committee
06/03/2025
Crossed Over
06/02/2025
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

An act to add Article 5 (commencing with Section 2095) to Chapter 2 of Part 1 of Division 2 of the Insurance Code, relating to insurance.

AI Summary

This bill addresses the growing wildfire risk in California by requiring the Department of Insurance to periodically review and potentially update its Safer from Wildfires regulations. Specifically, on or before January 1, 2030, and every five years thereafter, the department must consider adding new building hardening measures and community wildfire mitigation programs to its existing regulations. The bill recognizes that over 2 million California households are located in high or very high fire hazard zones and aims to incentivize homeowners to invest in fire prevention measures. As part of this review process, the department must consult with several state agencies, including the Office of Emergency Services and the Department of Forestry and Fire Protection, to identify potential new mitigation strategies. The bill also mandates a comprehensive public participation process, which includes holding public meetings, allowing public comment on proposed measures, and creating a final list of recommended building hardening measures. Of particular interest is the potential inclusion of noncombustible construction materials from the State Fire Marshal's Building Materials Listing, which provide the highest level of fire safety by not igniting even under extended high-temperature exposure. The ultimate goal is to help homeowners in fire-prone areas obtain more affordable and available insurance by demonstrating proactive wildfire risk reduction efforts.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (16)

Last Action

In Senate. Read first time. To Com. on RLS. for assignment. (on 06/03/2025)

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